My Choice Texas Home

Home loans, down payment assistance and closing cost assistance for Texas home buyers of all professions with no first time home buyer requirement. Offered by the Texas Department of Housing and Community Affairs (TDHCA) Offered by the Texas Department of Housing and Community Affairs (TDHCA) and available statewide through a network of participating lenders. TDHCA is a nonprofit organization created at the direction of the Texas Legislature to serve as a self-sustaining, statewide affordable housing provider. The mission of TDHCA is to help homeowners sustain homeownership and improve their financial situation while achieving the American dream of homeownership.

Features

  • NO first time home buyer requirement
  • 30-year fixed interest rate mortgage loans
  • Down payment assistance and closing cost assistance up to 5% of the loan amount
  • Available to qualified home buyers from all professions
  • Available statewide through a network of participating lenders
  • Homebuyers can choose to use low rate government-backed Loans (FHA, VA, USDA) or a conventional (FNMA HFA Preferred) loan product.

Eligibility

  • Available to qualified home buyers from all professions
  • Income limits apply 
  • Purchase price limits apply
  • Minimum credit score of 620
  • Other requirements may apply

My Choice Texas Home mortgage loan cannot be combined with the Texas Mortgage Credit Certificate.

Fill out the form below to be contacted by a participating lender: